Value+ Credit Card is issued by Newcastle Permanent. It is a card designed to offer both convenience in payment options and affordability

Value+ Credit Card

 Value+ Credit Card Benefits 

  • Cardholders enjoy a low purchase rate, which can help them save money on their credit card spending 
  • With this card, you can save money on new purchases as this card offers up to 55 Interest-free days if you pay your balance in full by the statement due date. 
  • Offers a range of Visa benefits, including worldwide access (anywhere Visa is accepted). 
  • Enjoy Visa payWave tap-and-go payments. 
  • There’s online shopping convenience with Visa Checkout 
  • Stay protected with Visa Zero Liability Policy against fraudulent transactions 
  • You can request up to 3 additional cardholders at no extra cost, if you desire to share your credit card account with a family member. 

 Value+ Credit Card Fees/Rates 

  • Annual Fee – $49 p.a. 
  • Maximum Balance Transfer Amount – Up to available credit limit 
  • Purchase Rate – 11.99% p.a. 
  • Interest Free Period – Up to 55days on purchases 
  • Cash Advance Rate (p.a.) – 11.99% p.a. 
  • Minimum Credit Limit – $500
  • Foreign Currency Conversion Fee (VISA)  – 3% of transaction value. 

How to Apply for Value+ Credit Card 

Eligibility Requirements 

  • Applicant must be at least 18 years of age 
  • Must be an Australian Citizen currently residing in Australia 
  • Should earn at least $20,000 p.a.

How to Apply 

  • Scroll to the card’s application page 
  • Key in your personal details; Full name, DOB, Australian driver’s license (where applicable), Residential address, Email address and Contact number.
  • Enter your employment details, including a copy of your most recent payslip. In case you are self employed, you will be required to include your financial statements and personal tax returns for the last two years. 
  • Other details also required, are your Income, Assets and Liabilities, such as regular expenses (rent, mortgage payments etc.) 
  • Also details of any balance transfers from non-Newcastle Permanent accounts 
  • Information on any additional cardholders (if applicable) 
  • Give answers also to any additional info that may be requested by Newcastle Permanent.

How to Activate Value+ Credit Card 

To activate your card, contact the customer care service by calling at +61 2 4907 6501

How to Login Value+ Credit Card

  • Scroll to card’s login site 
  • Enter your Customer ID 
  • Key in your Password 
  • Tap on the “Log on” link to complete the process. 

How to Recover Password or Customer ID

  • Scroll to the login page 
  • Navigate downwards, and tap on the “Forgot password/Forgot Customer ID link. 


  • Enter your Customer ID 
  • Then tap on the “Next” link. 

Customer ID 

  • Tap on the “Personal Member” link if you are 
  • Then tap on the “Continue” link 
  • Key in your First name, Last name, Date of birth, Post code and Driver’s license. 
  • Thereafter, tap on the “Continue” link. 

How to Report Lost or Stolen Card 

To report a lost or stolen card, call at +61 2 4907 6501

How to Make Bill Payment

  • Log on to your account 
  • Locate the payment tab 
  • Choose a convenient payment option 
  • Make your bill payment. 

Value+ Credit Card Customer Service Number 

Call: +61 2 4907 6501, for general info and enquiries on Value+ Credit Card.

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