True Blue Credit Card is issued by Defence Bank. It is a card that offers interest rates, balance transfers, as well as cash advances to cardholders.

True Blue Credit Card

True Blue Credit Card Benefits

  • Offers a competitive introductory rate on balance transfers for the first 6 months after opening their account. 
  • You can consolidate your credit card debt into one bill 
  • If you transfer the balance of one or more credit card/s to your True Blue Credit Card you can save money on interest payments, because you’ll only be paying the 3.99% p.a. introductory interest rate instead of the normal interest rate on your established credit card, which is most likely higher. 
  • Enjoy up to 55 interest-free days 
  • With this card, you can pay down your debt faster. 
  • True Blue Credit Card has a worldwide acceptance 
  • With contactless technology, Visa payWave enables you to make certain purchases without swiping your credit card, entering a PIN, or signing a receipt, which makes your shopping fast and more convenient.

True Blue Credit Card Fees/Rates 

  • Annual Fee – $45 p.a.
  • Balance Transfer Rate – 3.99% p.a. for 6 months 
  • Balance Transfer Revert Rate – Purchase Rate (11.74% p.a.) 
  • Purchase Rate (p.a.) – 3.99% p.a. for 6 months (reverts to 11.74% p.a.) 
  • Interest Free Period – Up to 55 days on purchases 
  • Cash Advance Rate (p.a.) – 3.99% p.a. for 6 months (reverts to 11.74% p.a.) 
  • Minimum Credit Limit – $1,00
  • Foreign Currency Conversion Fee (VISA)  – 3% of the transaction value. 

How to Apply for True Blue Credit Card 

Eligibility Requirements 

  • Be at least 18 years of age 
  • Must be an Australian or permanent resident with a valid Australian address 
  • Some banks, will request for a certain minimum annual income, to qualify for the credit card. You are to check with the bank, to see what their minimum income requirement is before you apply 
  • A good credit history is required. 

How to Apply 

  • Scroll to the application page
  • Provide the following details; A valid driver’s license, Valid Passport, Medicare card, and/or Australian birth certificate 
  • For your income info, you are to provide the following financial documents; payslips or similar documents. 
  • You are to also provide your Employer’s info, or your accountant’s info if you are self-employed. 

How to Activate True Blue Credit Card 

To activate your card, call at 1800 033 139

How to Login True Blue Credit Card 

  • Visit
  • Key in your Member Number 
  • Enter your Password 
  • Tap on the “Sign On” link. 

How to Report Lost or Stolen Card 

To report a lost or stolen card, call at  1800 033 139. 

How to Make True Blue Credit Card Bill Payment 

  • Log into your online account 
  • Look for the payment button, and click on it 
  • Choose a convenient payment option and make your bill payment. 

True Blue Credit Card Customer Service Number 

Call: 1800 033 139, for general information and enquiries on True Blue Credit Card. 

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