Smile Generation Financial Credit Card cardholders experience benefits of comfortably minimum monthly payments which is offered by the Credit Card. The Smile Generation Financial credit card offers promotional financing available to its card users. The Smile Generation Financial Credit Card is issued by Comenity Bank.



Smile Generation Financial Credit Card  Benefits

  • Enjoy the benefits of convenient monthly Payments 
  • Cardholders access toll – free customer care service 
  • Cardholders can use the credit card in conjunction with their dental insurance 
  • Or to take card of their dental health care cost. 
  • Access financing that fit budget with a long term payment options. 

Smile Generation Financial Credit Card Fees And Rates

  • Annual Percentage Rate (APR) for Purchases – 28.99%
  • APR for Balance transfer –  not applicable 
  • Cash Advances – not Applicable 
  • Grace period – 25 days 
  • Minimum Interest Charge – $1.00
  • Balance transfers fee – None
  • Cash transfer fee – None
  • Foreign Transaction fees – None 
  • Annual Fee – None 
  • Late Payment –   $38
  • Returned Payment –  $25

Criteria For Application Of Smile Generation Financial  Credit Card 

  • Be at the age of majority in your state, 
  • Must have a valid government TIN (SSN or SIN) 
  • Must have a Street, rural route, or APO/FPO mailing address. (no P.O.Box address) 

How To Apply For Smile Generation Financial Credit Card

  • At home page of Smile Generation Financial Credit Card at
  • Navigate downward and click at ‘Apply Now” button  
  • Read through the requirements for application of the credit card
  • First Name , Middle Initial , Last name, 
  • Date of birth, SSN, 
  • Email Address, Confirm Email Address 
  • Street Address, suitor Apartment 
  • City
  • State
  • Zip Code
  • Annual income 
  • Mobile Phone , Alternate Phone Number
  • Add Authorized Buyer to your Account (Yes or No) 
  • Click on “Continue” button 

How To Check Smile Generation Financial Credit Card Application Status 

 To check for your Application Status if delay call at -1-877-287-8879

How To Activate Smile Generation Financial Credit Card

To activate Card

  • At the home page at Comenity Bank website 
  • Navigate and click ‘Register for Access’ widget
  • On the next page submit details of your credit card account such as; Credit Card Account number, Expiration date 
  • Identification type (SSN) 
  • Zip Code/Postal Code,  last 4 numbers of SSN, 
  • Scroll down to the button of the section and click on ‘Continue’ button.

How To Login

  • On the  Comenity Bank Credit Card web page
  • Navigate to the right side of the screen 
  • Click on “Sign In “ widget 
  • Enter your User Name and Password in the blank space
  • Next, click on ‘Sign In’ button

How To Recover Username And Password. 

  • From the ‘Login’ section of the home page of Comenity Bank 
  • Scroll down and click on ‘Forgot your username or password’ link
  • Complete the info needed, Account number or User name, Zip code, Identification Type (SSN) 
  • the last 4 number of your SSN 
  • Scroll down and click on the ‘find my account’  button. 

How To Make Bill Payment

  • Cardholders should log in to the credit card account online, and search for the ‘payment tab’ to make instant payments on the schedule date 
  • Set up an automatic payment deduction 
  • Contact customer care service at 1-877-287-8879

Smile Generation Financial Credit Card Customer Service Number 

The Customer Service Center Number of the Smile Generation Financial Credit Card Call at 1-877-287-8879  (TDD/TTY- 1-888-819-1918).

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