NAB Low Fee Platinum Card offers the lowest annual card fee, it is a great choice for everyday purchases and with added benefits of Complimentary insurance. Cardholders enjoy 0% p.a on balance transfers for 24 months on a new NAB Low Fee Platinum Card. The NAB Low Platinum Card is issued by National Australia Bank Ltd [AU]. 


NAB Low fee Platinum Card Benefits 

  • Enjoys Fraud Protection – NAB defense proactively detects fraudulent transactions. Cardholders enjoy 100% peace of mind with all purchases. 
  • Cardholders are allowed to add additional cardholders for free
  • Gains access to emergency assistance of 24/7 over the phone in case of card lost or stolen. 
  • Receive Concierge service, a personal assistance for travel and lifestyle services, 24 hour, 7 day. 
  • Card Users discover hundreds of deals, discounts and privileges with your Visa Platinum Access. 
  • Cardholders enjoys 7 complimentary insurance including :Overseas travel insurance 
  • Transport Accident insurance 
  • Interstate flight inconvenience insurance 
  • Domestic hotel burglary insurance, purchase Protection insurance, Extended Warranty insurance and price protection insurance 

NAB Low fees Platinum Card Rates And Fees

  • Annual fee – $90
  • Standard purchase Rates – 19.74%.p.a
  • Interest free days on purchases – 44 days
  • Cash Advances Rates – 21.74%.p.a
  • Foreign transactions fee – None
  • Minimum Credit Limit – $600

Requirements For Application Of NAB Low Platinum Card

  • Applicants must be at least 18 years old 
  • Applicant must have a valid ID card
  • Applicant must be a permanent resident of Australia. 
  • Driver’s license. 

How To Apply For NAB Low Fee Platinum Card

  • On the we page of NAB BankClick on “ Apply Now” button. 
  • View the credit card key fact sheet (pdf) for more information 
  • Answers questions such as : Are you an Existing Customer? (Yes or No) 
  • On the new page, fill the blank empty space with your personal details: Title, First name, Middle name, Last name, 
  • Are you an Australian resident for tax purposes (Yes or No) 
  • Mobile Number, Email address, Date of birth, Marital Status and Number of financial dependants, 
  • Australian driver’s license number (optional) 
  • Are you a U. S. Citizen or Resident of U. S for tax purposes (Yes or No) 
  • Are you a resident of any other Country for tax Purposes? (Yes or No) 
  • Residential Status, Residential address – when did you move to this business?, is your postal address the same as your residential address 
  • Would you like to verify your Identity online. (Yes or No) 
  • Then, Click on “ Next”  button 

How To Check Application Status Of Gem Visa Card 

  • To check for your Gem Visa Card Application Status after applying and it seems delayed call at  1300 630 977

How To Activate Your NAB Low Fee Platinum Card

To activate your newly registered NAB Low Platinum Card : 


  • Download the Latest version, Login and head to ‘My cards’
  • Key on your new Card highlighted ‘Activate’ button 
  • Follow the prompts to activate your card and set your PIN
  • You can change your PIN at any time to do so, click on ‘ My Cards’ and then tap ‘ MANAGE MY CARD’ Section. 


  • Using your phone, Text your NAB ID (back of card) and the last 8 digits of your card to +61 438 344 818, leaving a space in between both numbers and follow the prompts. 

Call At 

Call us 13 22 65

Mon – Fri 8am – 8pm (AEST/AEDT) 

Sat – Sun  9am – 6pm (AEST/AEDT) 

Visits A Branch

How To Login To NAB Low Platinum Card 

  • By the right hand-side of the Web page, click on the “Log in” widget
  • Enter your NAB ID, and Password
  • Scroll down and click on the “ Login” button. 

How To Recover NAB Low Platinum Card NAB ID & Password 

  • If you forgot your NAB ID And your password, simply call at 1300 651 656 go support. 

How To Make Bill Payment With NAB Low Platinum Card 


  • Log in to the App
  • Open ‘My Cards’ widget and select your card
  • Scroll to “ Payment due information 
  • Select ‘Manage Automatic payment ‘ 
  • Select “ other Account” 
  • Follow the prompt to complete your payment process 


You can use BPAY if you don’t have an account with NAB

  • Biller code: 1008, customer reference number and credit card number. 

Card Lost/Stolen

If you lost or your credit card is stolen simply call at 1800 033 103,(Call toll free) In Australia 

Overseas – 1-443-641-2004

NAB Customer Service Number. 

For any enquiries contact the customer service center at 13 13 12.

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