Flagstar Credit Card – Flagstar Visa Platinum Card, is issued by Flagstar Bank. It is a no annual fee card, that comes in handy for financing large purchases or paying down high-interest balances from other credit card accounts. Card is designed for those with good credit.  This card, does not come with much frills, but adequately comes in handy for those who wish to finance large purchases.

Flagstar Credit Card

Flagstar Credit Card Benefits

  • Cardholders, get complimentary extra credit cards for authorized users
  • Offers complimentary loss and damage insurance on rental cars, purchased in full using the card
  • There’s emergency travel assistance (including replacement tickets and medical referrals)
  • Enjoy complimentary extended warranties on items with existing warranties of one year or less.
  • Charges no annual fee for card usage
  • Does not require excellent credit for approval
  • Charges no penalty APR.

Flagstar Credit Card Fees/Rates

  • Annual Fee – $0
  • Intro APR – 0% APR for 15 months on purchases and balance transfers
  • Regular APR – 11.49% – 22.49% (variable)
  • Foreign Transaction Fee – 3% ($5 minimum)
  • Balance Transfer Fee – 3% ($5 minimum)
  • Cash Advance Fee – $5 or 3% to $20 or 4%
  • Late Payment Fee – Up to $37
  • Returned Payment Fee – Up to $35

How to Apply for Flagstar Credit Card

Applicants, who wish to apply for Card, should do so by navigating to www.flagstar.com

How to Activate Flagstar Credit Card

To activate your newly acquired Card, call at  (800) 642-0039

How to Login Flagstar Credit Card

To gain access to your account, login via a web browser at www.flagstar.com

How to Make Bill Payment

Cardholders can make their bill payment using the online payment service offered by Elan Financial

Flagstar Credit Card Customer Service Number

Call: (800) 642-0039, to gain access to a customer care agent

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