Equityline Visa Card is issued by Home Trust. It is a card, that puts the equity in your home to work . Secure up to $100,000 in credit with your home equity

Equityline Visa Card

Equityline Visa Card Benefits

  • Secure up to $100,000 in credit with your home equity
  • It’s rates, is between 5.99% and 11.99%, based on real estate collateral and borrower’s credit
  • Cardholders, earn 1% cashback, every time they make a purchase
  • It is a great card for home improvement, debt consolidation, business financing etc.
  • Offers low monthly payments.
  • Charges no annual fee
  • Enjoy Visa Auto Rental Collision/Loss Damage Insurance
  • Get guaranteed hotel reservations
  • Protects you against fraud, with it’s Visa Zero Liability
  • There’s purchase security Insurance, to enable you shop at ease
  • Home Trust Equityline® Visa Card, offers emergency card and cash replacement
  • Gain access to cash at any ATM displaying the Visa or Plus logos, or by writing a convenience cheque
  • Get secure access 24/7 to your current account information with Home Trust Visa Online.

Equityline Visa Card Fees/Rates

  • Annual Fee – None Charged
  • Purchase Interest Rate – 9.99%
  • Cash Advances – 9.99%
  • Interest-Free Grace Period – 21 days
  • Minimum Payment – 1.00% or $10.00
  • Over Limit Fee – $29.00

How to Apply for Equityline Visa Card

To apply for, and get approved for Home Trust Equityline® Visa Card, intending applicants, must do the following;

  • Scroll to Home Trust Application Page
  • Once on the webpage, choose a province
  • Tap on the “Next” link
  • Go thru Home Trust Equityline® Visa Card disclosure statement
  • Tap on the “Next” link, to be navigated to a new page
  • Read thru the information required
  • Tap on the “Next” link, to proceed further
  • On the next page that pops up, answer the following questions;
  • How did you hear about Equityline Visa?
  • How much credit are you looking for? (Max. $100,000)
  • What is your primary use for the funds?
  • When do you require the funds?
  • Thereafter, tap on the “Next” link to proceed further with the application process.

How to Login Home Trust Equityline Visa Card

To gain access to your credit card account;

  • Scroll to https://www.ezcardinfo.com/login.aspx?b=hometrust#/
  • Once you get on the webpage, enter your Username
  • Tap on the “Log In” link

How to Recover Username

  • On the login page, tap on the “Forgot Your Username?” password link
  • On the new page you are redirected to, key in your credit card number
  • Tap on the “Begin Forgot Username” link.

How to Make Home Bill Payment

You can pay at any Canadian Financial Institution, that carries the Visa logo, either in the branch, or via web or telephone banking.

Alternatively, you can mail your cheque or money order directly to Home Trust in the envelop provided to you with your statement.

Equityline Visa Card Customer Service Number

Call: 1-888-281-7793, to gain access to a customer care agent.

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