Delight Platinum Credit Card, is issued by Kotak Bank. It is card loaded with perks and benefits, to make any cardholders transactions more profiting. Card offers entertainment, dining out, travelling etc. This credit card, also offers unmatched cashback, surcharge waivers and many other benefits all in one card.
Its is specially designed for the High Income or High Net Worth individuals, to help them derive the maximum out of it.
Delight Platinum Credit Card Benefits
- Cardholders get 10% Cash-Back on Dining
- Offers 10% Cash-Back on Movies
- There’s Fuel Surcharge Waiver
- Offers also Railway Surcharge Waiver
- With Rs. 1,25,000 spend every 6 months, and get 4 free PVR tickets or Rs. 750 cashback
- Cardholders, enjoy a maximum of 8 free PVR tickets within 3 months after the program period gets over
- If your credit card gets stolen, you get a cover of Rs. 1, 25,000 against fraudulent usage up to 7 days Pre-reporting
- Your Add-on Card, gets all the benefits, that you enjoy on your credit card
- You have the access, to set spend limit on your Add-on Card as you wish
- You can ask spends separately for each of your Add-on card(s).
Delight Platinum Credit Card Fees/Rates
- Annual Fee – Rs. 299
- Joining Fee – Rs. 1999
- Addon Card Fees – Rs.299
- Overlimit Charge – Rs. 500
- Cheque Bounce Charges – Rs. 500
- Foreign Currency Mark Up – 3.5%
- Late Payment Charges – Rs.100 for statement o/s less than or equal to Rs. 500. Rs. 500 for statement o/s Rs. 500.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000.
How to Apply for Delight Platinum Credit Card
To apply for, and get approved for Delight Platinum credit card, applicants must note the following;
- The primary cardholder, must be in between 18 and 70 years of age
- The Add-on cardholder, should be over 18 years of age
- A stable credit history is needed
- An intending applicant, should demonstrate a consistent income
- Applicant should be a resident of India.
How to Apply
- Scroll to Kotak Mahindra Bank application page
- On the webpage, enter the following; Full name, Email ID, Mobile no, and Residence city.
- Submit link to get started on your application process.
You can alternatively apply offline, by visiting the nearest Kotak Mahindra Bank branch, with the required documents, and meet a bank representative. Fill up the application form, and submit the documents.
How to Check Delight Platinum Credit Card Application Status
- Scroll to Kotak Mahindra Bank credit card website www.Kotak.com
- Beneath the “Explore Products”, and click on the cards>credit card services
- Tap on it, to get redirected to “Check Your Card Application Status” page
- provide your application reference number or application form number and hit on “Check Status” tab.
You can also call at 1860-266-2666 or +91-22-6600-6022, to check your application status.
How to Login Delight Platinum Credit Card
To gain access to your credit card;
- Scroll to https://www.Kotak.com/j1001mp/netapp/MainPage.jsp
- On the webpage, enter your CRN/Customer ID or Nickname
- Key in also your Password
- Tap on the “Take me directly to”, and choose the option that you want
- Tap on the “Secure Login”
How to Recover Delight Platinum Credit Card Password
On the login link, tap on the “Forgot/ Blocked Password?
- On the new page, enter the recommended details, to recover your password.
How to Make Delight Platinum Card Bill Payment
Make your bill payment, via the following mediums;
- Net Banking
- Thru NEFT
- Visa Payment
- Over the counter
- Drop boxes
- Auto debit
- Phone Banking
Delight Platinum Credit Card Customer Service Number
Call: 1860 266 2666, to gain access to a customer care agent.