Bankwest More World Mastercard, is issued by Bankwest. It comes with annual bonus points to cardholders, and rewards them for the lifestyle they love with travelling and shopping benefits, with their highest uncapped point earning potential.

Bankwest More World Mastercard

Bankwest More World Mastercard Benefits

  • Cardholders earn 115K annual bonus points Min spend applies. Plus no limit on earning potential, that you will be redeeming at the More Rewards store in no time
  • Enables you enjoy your holiday without bothering about foreign transaction fees on your online and overseas purchases
  • Enjoy unlimited airport lounge access, with complimentary refreshments for you and your guests in more than 850 lounges worldwide with LoungeKey
  • With a Bankwest Halo payment ring that works like your contactless card.
  • There’s extended warranty
  • Enjoy three month purchase security
  • Overseas travel and medical insurance
  • Offers interstate flight inconvenience insurance
  • Get Rental vehicle insurance excess.

Bankwest More World Mastercard Fees/Rates

  • Annual Fee – $270
  • Foreign Transaction Fee – 2.95%
  • Purchase Rate – 19.99% p.a.
  • Introductory Balance Transfer Rate for the 6 months – 0% p.a. (1% balance transfer fee applies)
  • Ongoing Balances Transfer Rate – 19.99% p.a.
  • Cash Advances – 21.99% p.a.
  • Late Payment Administrative Fee – $25 per statement period
  • Cash Advance Fee – 2% of transaction amount or $4
  • Dishonor Fee – $10
  • Paper Statement Fee – $1.25 per statement

How to Apply for Bankwest More World Mastercard

To apply for and get approved for More World Mastercard Credit Card Intending applicants must note the following;

Eligibility Criteria

  • Intending applicants, must be at least 18 years of age
  • Must be a permanent Australian resident.
  • Should have only one Bankwest More Mastercard account per customer
  • Should have a regular income of over $76,000 a year
  • The required minimum credit limit is $12,000

How to Apply

  • Scroll to Bankwest application webpage
  • Tap on the “Apply Now” link
  • Agree to the Terms of the card
  • Key in the code sent to you
  • Tap on “Start my application” link
  • On the new page that pops up, enter the following details; Title, First name, Middle name, Last name, Also known as, Gender, Date of birth, Driver’s license number and Marital status
  • Next, your contact information is needed, they include; Home phone or mobile phone, Email address and Confirm email address
  • The following information is needed includes; Residence type, Street number, Street, Suburb, State, Country, Time at this address and Residential status
  • Provide your postal address
  • Add your residency, Citizenship and Tax
  • Add also your employment details
  • If you are already a customer, provide a password and Confirm password
  • Tick the “Yes” or “No” box if you would like to add an additional cardholder on this application.
  • Tap on the “Next” link, to be further directed on what to do.

How to Activate More World Mastercard

To activate your newly acquired More World Mastercard

  • Login online
  • Chose “Self-Service” in the left-hand menu
  • Choose “Manage my cards”
  • Choose the card or payment ring you desire to activate from the ‘cards to manage’ drop down menu
  • Key in the expiry date printed on the card
  • Select a new 4-digit PIN if necessary
  • Lastly, key in an SMS code, to confirm your identity

For those who do not have access to online banking, call at 1300 796 844, and follow the prompts, to get your card activated.

How to Login More World Mastercard

To gain access to your account;

  • Scroll to
  • Key in your Personal access number (PAN)
  • Key in also your secure code
  • Tap on the “login” link.

How to Recover More World Mastercard PAN/Secure Code


You can find your PAN in the letter or email sent to you once you open your account, and also on your paper or electronic statements.

You can also find your PAN in the latest version of the Bankwest App (versions 2.8 and above).

  • Simply login, and tap on settings from the left-hand menu.
  • You will locate your PAN at the bottom of the page, underneath your name

You can alternatively call at 1300 440 749, to recover your PAN

Secure Code/Password

Scroll to the online banking login page

Provide your PAN, and the answers to your secret questions, as well as the mobile phone that you registered for SMS code.

You can alternatively call at 1300 440 749, to get a temporary code over the phone.

Bankwest More World Mastercard Customer Service Number

Call: 13 17 19, to gain access to a customer care agent

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