The Apple Rewards Credit Card, formerly known as the Barclay card Visa with Apple Rewards, gives 2 points per $1 spent at restaurants and 1 point per $1 spent on most other purchases.The Apple card offers 3 points per $1 spent, it gives you all this on Apple purchases, including items from the App Store and iTunes. Thus if you spend a lot through Apply you should consider getting this card.
The Apple Rewards Credit Card also offers a 0% intro rate for new purchases that lasts anywhere from 6 to 24 months, depending on the cost of what you purchase.This card does not charge an annual fee, and this not only saves you $15.82 per year compared to the average credit card, but makes it easier to justify opening a new credit card just for Apple purchases.The Apple Store Credit Card requires good or excellent credit for approval.
Apple Rewards Credit Card Rewards
- Earn 3 points per dollar on all purchases made at Apple, including iTunes
- Get 2 points per dollar on restaurant purchases
- You can also earn 1 point per dollar on all other purchases.
- Cardmembers automatically receive a $25 Apple or iTunes gift card every time they hit 2,500 Apple Rewards Points. Initially, cardmembers will automatically receive an Apple gift card but can change their preference between iTunes or Apple gift cards at any time, either online or by contacting the Customer Care Team.
Apple Rewards Credit Card Key APRs & Fees
- Purchase Intro APR –0% for 6-24 months
- Transfer Intro APR –Not Offered
- Regular APR – 14.99%-27.99% (V)
- Annual Fee – None
- Balance Transfer Fee – 3% ( min $5)
Apple Credit Card’s Additional Information
- MLF – $37
- Maximum Overlimit Fee –None
- Maximum Penalty APR – None
- Grace Period – 23 days
- Online Response –Yes
- Cash Advance Rate –28.24% (V)
- Cash Advance Fee – 5% (min $10)
- Foreign transaction Fee – 3%
- Smart Chip –Yes, chip-and PIN
How to Apply for the Apple Rewards Credit Card
- You can access the application form for the Apple Rewards Credit Card by navigating to the Barclay card link
- Once you’ve located the application, you need to fill some basic personal information. The following pieces of information is required:
Duration at stated address
- Specify your occupation, Total Annual Income, Your Planned Purchase Amount (if any), you may also optionally indicate which type of banking account you have.
- Regarding your contact information, please provide your primary phone number, Email address, and specify whether or not you are a US citizen by selecting Yes or No.
- Verify your identity by providing your Date of Birth, Social Security Number, and your Mother’s Maiden Name
- Choose either Apple Store Gift Card or iTunes Gift Card to indicate your rewards preference.
- Agree to receive your bank statements electronically in order to be qualified for this credit card
- Review the Terms and Conditionsfor the card and agree to it
- Click Apply for your application to be sent to Barclay card for assessment.