Apple Rewards credit card, is issued by Barclays. It offers cardholders numerous benefits and rewards, which makes their transactions at Apple stores and Apple website much more rewarding. This credit card has no annual fee charge attached to it, no introductory APR rate charged. On the whole it is rated “good” by users. Apple Rewards credit card can be used at Apple stores and Apple website.
Apple Rewards Credit Card Benefits
- No interest is paid, if customers pay in full within the promo period on finance purchases made at Apple within the first 30 days of account opening
- Offers a promo period of 6 months for purchases made under $498. The promo, depends on the purchase amount
- Purchases made between $499 to $998, gets a promo period of 12 months, and 18 months, for purchases made over $999
- Cardholders earn 3 points for every $1 spent at the Apple Store, 2 points at restaurants, and 1 point on all other purchases
- Additionally, cardholders also get 2,500 points, get $25 Apple Store Gift Card or iTunes card.
Apple Rewards Credit Card Fees/Rates
- Annual Fee –None charged
- Introductory APR Rate – None required for 6-18 months
- Normal APR Rate –14.24% – 27.24%
- Cash Advance APR Rate – 27.49%
- Cash Advance Fee –5%
How to Apply for Apple Rewards Credit Card
To apply for and get approved for the Apple Rewards credit card, applicants must meet the following criteria;
- Applicant must be at least 18 years of age
- Must have a US address
- It is expected that an applicant should have a valid government issued photo ID
- An applicant should have a Social security number
How to Apply
- Visit the Apple Rewards credit card web page
- Next, you will be required to fill in your personal details. Which includes; Legal name, Permanent address, City, State, Zip code, Length of time at the said address, Residence status
- This next step, requires you to fill in your Employment and Financial Information and Contact Information. This includes; Occupation, Total income, Assets, Primary phone number, E-mail address, and Work phone number
- Provide your security information. Which includes; Social security number, Date of birth, and Mother’s maiden name.
- Choose whether you would like to get Apple or iTunes gift cards. The gift card selection can be changed whenever you like.
- Finally, go thru the terms and conditions of the credit card and tap on the “Apply” button to complete the application process
How to Activate Apple Rewards Credit Card
- To activate your newly acquired credit card, tap on “Set Up Online Access” at the bottom of the page
- Next, you will be navigated to a new page, where you have to fill in the following information; Social security number, Date of birth, Account number, Whether or not you are a US citizen, Choose a username, Choose a password.
How to Make Payments with the Apple Rewards Credit Card
- Login into your credit card online account, and locate the options on how to make payments. You can also pay at the nearest branch, by phone, or by mail.
- You can also authorize an auto debit from the bank, which the credit card company will bill you monthly for.
Call: 800-692-7753 to gain access to a customer care agent.