The Citi Diamond preferred credit card makes balance transfer less complicated. It is one of the credit cards that offers an introductory 0% period longer than 18 months.

It also offers a 21 Month intro offer on BT and purchases.

How the Citi Diamond Preferred Card works

This card also offers one of the longest 0% promotions on the market, plus impressive perks that makes the card a rare find.


The Citi® Diamond Preferred® Card offers an Ultra-long 0% period on purchases and balance transfers. You get to pay 0% on purchases and Balance Transfers for 21 months, and then the ongoing APR of 13.99% – 23.99% Variable APR.

That takes you close to two years interest-free, which is  if you’re planning to finance a purchase or want to refinance some existing debt.

This is one of the longest 0% APR promotion periods, so if this feature is important to you, the Citi® Diamond Preferred® Card- 21 Month Intro Offer on BT and Purchases delivers.

$0 annual fee, Paying no interest for a limited period of time is one thing, but a card’s annual fee impacts it’s long-term affordability.

This card 21 Month Intro Offer on BT and purchases charges an annual fee of $0, which makes it perfect for thrifty folks.

This Card’s extra perks makes the card worth your time, and this is what this card offers that makes it stand out from the rest.

It offers access to shopping benefits like Citi Price Rewind, which could enable you save big on recent purchases. You can also use Citi Private Pass to get presale and discounted tickets to special events.

The Citi® Diamond Preferred® Card also offers perks that frequent travelers can find useful. This includes;

Worldwide travel accident insurance

Rental car insurance

24/7 concierge service for booking flights, hotels and more

Trip cancellation protection.


How to Apply Online for the Citi® Diamond Preferred® Card

 Fill out your personal information, this includes;

    • Title
    • First Name
    • Surname
    • Gender
    • Date of Birth
  1. Fill out your address information
    • Current Residential Status
    • Move in Date
    • House Number
    • Flat No
    • Postcode
    • Confirm address below
    • Choose Current Address
  2. Fill out your Contact information
    • Home phone
    • Work phone
    • Mobile phone
    • Email
    • Confirm Email Address
    • Create password
  3. Fill out your financial information
    • Employment Status
    • Household Income ( Before tax for ALL household members)
    • Do you have a current account?
    • Do you have a savings account

To apply, visit here for more details.

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